I did not plan for retirement, because I am still “intact” and about to work.
Recently I took a serious look into the retirement plan. It was a shock to me that how much I shortfall.
I may be living happily now, but when its time for me to retire, the shortfall for cash will enable to live comfortably.
Moreover, I have seen so much people after age of 40 got retrench and unable to find work. Worst till if something bad occurs.
Below is the link is the tool that can assist you to plan. It is not 100% but you can use it as a guide.
http://buildingabrighterfuture.msn.com/?serviceName=financialTools&dataId=Calculator&source=msnmoney
No harm in planning, but start NOW!
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